Compare checking accounts

Bell Bank has business checking solutions for businesses, sole proprietorships and nonprofit organizations of any size. Compare our bank fees to those of other banks, and you’ll find ours can’t be beat!

Find the business checking account that’s right for your business based on the number of monthly transactions and your need for basic or expanded treasury management services to help manage your business cash flow.

Why Bell

Each customer and each transaction is just as important as the next. In every aspect of our business, you'll find unequaled personal service.

Business Checking

You won’t find a checking account in America that beats all the “frees” we give our customers. Switch, and you’ll get it all!

This account is designed for small businesses, sole proprietorships and nonprofit organizations that need limited treasury management services to help cash flow and have 1,000 or fewer items (checks written, items deposited and electronic items) per month. $50 minimum deposit to open.

Features & Benefits       

  • No minimum balance, no service charge on 1,000 or fewer items (25-cent fee per item over 1,000)
  • FREE Business Online Banking – access to unlimited users, tax ID’s and system users; free Business Online Banking is for customers who require no online treasury management services
  • FREE ATM Refunds Nationwide – use any ATM nationwide, and we'll refund their fees (first 4 on your monthly bank statement); unlimited free withdrawals at 32,000 MoneyPass ATMs
  • FREE Debit Card – with EMV chip security and CardValet® to manage spending and fight fraud; simplify your everyday purchases by adding your Bell debit card to your mobile wallet (Apple PayTM, Google PayTM or Samsung PayTM)
  • FREE Check Blanks, every order – never pay for checks when standard checks are free
  • FREE monthly online Paperless Statement (with check images) or Paper Statement
  • FREE Gift Cards – buy up to 10 every year with no fee (see more details)

Interest Option

We also have Business Checking with interest, available to sole proprietorships and nonprofit organizations that normally have 100 or fewer items per month and want to earn interest on the account. A $0.25 fee is charged per item over 100 monthly. A minimum daily balance of $500 must be maintained to earn interest.*

* The interest rate may change at our discretion, at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest is compounded and credited to the account monthly. If the account is closed before interest is credited, the accrued interest is forfeited.

Find Out How You Can Lower Your Business Banking Fees

If you're tired of business banking fees, bring your current statement to any Bell location for a free comparison of their fees with yours. You'll be glad you did. 

Interested in opening a business account? Choose a business banker to find the best account for your business and get you started.

Premier Business Checking

An account especially for businesses with more transactions (more than 1,000 items per month) and/or a need for expanded treasury management services to help cash flow. $50 minimum deposit to open.

Features & Benefits

  • FREE Business Debit Card – free ATMs nationwide with automatic ATM refunds (first 4 domestic ATM fees per statement cycle); unlimited FREE ATM withdrawals from 32,000 MoneyPass ATMs; CardValet to manage spending and fight fraud; add your Bell debit card to your mobile wallet (Apple PayTM, Google PayTM, or Samsung PayTM)
  • FREE Gift Cards – buy up to 10 every year with no fee (see more details)
  • FREE monthly online Paperless Statement (with check images) or Paper Statement

With Premier Business Checking, you may also choose Treasury Online Banking for access to other online treasury management services.

Optional electronic services with Treasury Online Banking (fees may apply):

  • ACH origination
  • Remote Deposit
  • Online wire transfers (domestic and foreign)
  • Positive Pay (check and ACH)
  • Electronic Data Interchange
  • Business bill pay
  • Lockbox

Additional treasury management services not requiring Treasury Online Banking (fees may apply):

  • Business credit card
  • Business debit card
  • Merchant card services
  • Purchasing card
  • Loan and investment sweeps

Interest Option

We also have Premier Business Checking with interest, available to sole proprietorships and nonprofit organizations.*

* The interest rate may change at our discretion, at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Interest is compounded and credited to the account monthly. If the account is closed before interest is credited, the accrued interest is forfeited.

Find Out How You Can Lower Your Business Banking Fees

Interested in opening a business account with treasury management services? Choose a business banker who can help you.

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Personalize your debit card!

Create a debit card as unique as you are! Personalize your card by adding a photo or a local sports team logo. Takes just a few minutes, and it's free.

Paperless: it’s the right thing

Save stacks of paper (and several trees) when you choose paperless statements. Plus, you’ll get $5 per deposit account the first time you switch to online paperless statements.

Part of Something

As Bell Bank customers, Andrew and Michelle Atchison feel like they’re part of something important, and they’re proud to support Bell’s investment in the community.