Personal banking
Choose a Way to Save with a Personal Savings Account
Compare balance requirements, interest rates and other features to find the savings account option that best matches your financial goals.
Regular
$50 minimum opening deposit
Perfect for first-time savers, our most popular savings account has our lowest minimum balance of $50 to earn interest and avoid service fees.
Details
- No service charge if you maintain a minimum average monthly balance of $50
- Interest earned each day the balance is $50 or more
- 6 free withdrawals or debits per calendar month
- Variable interest compounded quarterly
- Option to use as overdraft protection on a Bell checking account (enrollment required)
Money Market Savings
$50 minimum opening deposit
Earn more when you grow your savings. This account earns a higher interest rate than our regular savings and requires a $500 minimum balance to earn interest and avoid service fees.
Details
- No service charge if you maintain a minimum balance of $500
- Interest earned each day the balance is $500 or more
- 6 free withdrawals or debits per monthly statement period
- Variable interest compounded monthly
- Option to use as overdraft protection on a Bell checking account (enrollment required)
Premier Money Market Savings
$50 minimum opening deposit
Great for those with a high level of savings, this account offers our highest yields. A minimum balance of $5,000 is required to earn interest and avoid service fees.
Details
- No service charge if you maintain a minimum balance of $5,000
- Interest earned each day the balance is $5,000 or more
- 6 free withdrawals or debits per monthly statement period
- Variable interest compounded monthly
- Option to use as overdraft protection on a Bell checking account (enrollment required)
Elite Money Market Savings
$50 minimum opening deposit
This account offers our highest yields. A minimum balance of $25,000 is required to earn interest and avoid service fees.
Details
- No service charge if you maintain a minimum balance of $25,000
- Interest earned each day the balance is $25,000 or more
- 6 free withdrawals or debits per monthly statement period
- Variable interest compounded monthly
- Option to use as overdraft protection on a Bell checking account (enrollment required)
Elite Money Market Savings FAQs
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Can I withdraw money from the Elite Money Market account?Yes, you can easily access the cash in your money market savings account and make withdrawals and deposits when you need. There is a $5 fee for each withdrawal over 6 in a monthly statement period.
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Will the account’s interest rate change?Money market savings accounts have variable interest rates, and may go up or down depending on external market conditions.
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Does the Elite Money Market Savings account have fees?There are no fees on the account as long as the minimum balance of $25,000 is met. If the balance is not met, a $10 service fee will be charged.
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Still have questions?
Our team is available to help answer your questions about savings accounts and other personal banking offerings. Contact customer service toll-free at 800-450-8949. Weekdays from 7 a.m. to 10 p.m. CT, and weekends from 7 a.m. to 6 p.m. CT.