You Shop for Shoes Online – Not Your Mortgage

It might seem easier – or more convenient – to shop for your mortgage online. But there are 3 big advantages to working with a local, reputable lender on what is likely one of the biggest purchases of your life.

1. Local lenders know the market. Not only do they regularly work with local appraisers, title companies and agents, but they’ve also likely driven through the neighborhoods, walked the nearby parks and shopped in the local stores.

    

2. You can meet with local lenders face to face. A mortgage can be complicated. It’s easy for misunderstandings to happen through email or over the phone. But when you can meet with a lender face to face, you can clear up a lot of that potential confusion.

    

3. Local lenders are available if something goes wrong. If there’s an issue with your appraisal or closing, a local lender who has formed a relationship with you and understands your situation is more likely to be able to help you than a call center that may or may not be open.

There’s something to be said for working with a lender who cares about you – not just your loan – and who will walk you through the mortgage process, providing unequaled personal service along the way.

If you’re thinking about buying a home, contact one of our mortgage experts to get started!

What to check out next

• What are Mortgage Points and Should I Pay Them?
• Mortgage Shopping? Know Your Rates
• Qualifying for a Mortgage May Be Easier Than You Think