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Did you know more than a billion dollars’ worth of jewelry listed on homeowner policies is lost every year?
If your jewelry is stolen, most policies provide coverage for theft up to a specific value – but if your claim happens for another reason, you want to ensure coverage for the things you treasure.
Bell Insurance agents recommend you list on your policy any jewelry that meets one or more of the following criteria, to make sure you have additional coverage if needed:
Do you have any jewelry that meets one of those criteria? If you did, let’s figure out what type of coverage you want.
Additional Coverage Options for Jewelry
There are 2 types to consider:
Questions to Ask Your Agent
Get a firm understanding of the coverage you’re buying by asking your agent these questions:
Remember, the price of gold and silver changes, and it might cost more to replace an item than the value you have listed on your policy. It’s a good idea to get updated appraisals every 3 years.
If you have questions about your specific situation or want a quote, contact a Bell Insurance agent!