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Should I Still Meet With An Advisor If I Use Online Calculators?

Aug 17, 2018

Q&A with Bell Investments

Q. I use an online financial calculator to plan my retirement savings. Should I still meet with an advisor?

Paul FlemingA. With so many financial calculators and programs online, it can be difficult to know where to start. We strongly encourage most people to work with a financial representative. Although many online tools are free, they can’t give you the same direction and strategies you’ll get from an experienced financial planner who can help you look at the “big picture.”

A financial representative can help you build a personal financial and retirement plan, tailored to your unique dreams, that focuses on your expenses, tax rates, annual returns, even life expectancy. You can even test out specific life situations that could arise, including what happens if the market plunges, or how to prepare for the expenses of long-term care.

Not sure where to begin? Let’s talk about it.

We’re here to help you get started on the path to saving, with decisions made in your best interest.

Paul Fleming
VP/Wealth Advisor
Office: 701-298-1596
Branch: 701-298-1500
paul.fleming@lpl.com

Securities and financial planning offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Bell Bank and Bell Investments are not registered broker/dealers and are not affiliated with LPL Financial. The investment products sold through LPL Financial are not insured Bell Bank deposits and are not FDIC insured. These products are not obligations of the Bell Bank and are not endorsed, recommended or guaranteed by Bell Bank or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible.

This LPL financial registered representative may only discuss and/or transact securities business with residents of the following states: Calif., Kan., Minn., Mont., N.D. and S.D.

What to Check Out Next

  • Why Do I Need to Continue Meeting with a Financial Advisor After I've Retired?
  • Why Do I Need a Financial Advisor if I Watch the Stock Market?
  • Planning Your Financial Future Together

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