Annette Ambuehl, CPCU, CIC, ARM

Commercial Lines Manager/Agent

Bell Insurance Fargo

Main: 800-369-2501
Direct: 701-297-1831



Why Bell Insurance?

At Bell Insurance, located in Fargo and Grand Forks, N.D., and Detroit Lakes and Minneapolis, Minn., you'll work with employees who go the extra mile for you. Whether you need home, auto, life or business insurance, we've got you covered, so when the worst-case scenario happens, you can expect the best - in both coverage and service.

Personal Insurance           Business Insurance

Independently owned, we have unparalleled experience and expertise on policies designed to serve you, your family and your business in the best way possible. Bell Insurance Services, LLC is a wholly owned subsidiary of Bell Bank.



A Bit About Me

What I enjoy most about working at Bell is the teamwork throughout all departments. Everyone focuses on working together to find the best solution for our clients. With a focus on commercial insurance, I appreciate that I am constantly meeting new people and building relationships with them.

Not only do I love building insurance programs for my clients’ businesses, but I also enjoy working with our sales team, helping foster enthusiasm and set them up for success.

Originally from Borup, Minn., I earned a bachelor’s degree in business administration from North Dakota State University before starting my career as an insurance underwriter. After 15 years of underwriting for various companies, I became a commercial agent before working as a sales manager and later president of another local insurance agency prior to joining Bell Insurance. Along the way, I earned my Chartered Property Casualty Underwriter, Certified Insurance Counselor and Associate in Risk Management designations.

I live in Fargo, and outside of work, spend my time coaching youth sports, golfing, traveling and cooking (especially on the grill).



Products and services offered through Bell Insurance are: Not FDIC Insured | No Bank Guarantee | May Lose Value | Not A Deposit | Not Insured by Any Federal Government Agency